uob own banking
uob own banking
Blog Article
UOB Bank presents a number of particular banking expert services built to satisfy the economical needs of people. Beneath is an extensive overview to assist you to comprehend The real key elements and offerings.
Varieties of Accounts
Cost savings Account: This account allows you to save cash when earning fascination.
Capabilities: Easy accessibility, fascination earnings, negligible fees.
Advantages: Safe place for your resources, potential advancement by way of desire.
Current Account: Ideal for daily transactions and managing expenditures.
Characteristics: Checkbook facility, overdraft security.
Rewards: Easy for normal payments and withdrawals.
Fixed Deposit Account: For all those aiming to gain better fascination premiums in excess of a set period.
Features: Fixed expression deposits, larger interest premiums as compared to price savings accounts.
Positive aspects: Secure investment possibility with predictable returns.
Loans
Personalized Financial loans: Unsecured financial loans that can be employed for many reasons like education and learning or dwelling renovation.
Kinds:
Installment Loans
Credit Lines
Rewards: Versatile repayment phrases, competitive interest charges.
Home Financial loans: Tailored methods for obtaining home or refinancing present mortgages.
Sorts:
Fixed Amount Residence Loan
Floating Fee Property Bank loan
Added benefits: Diverse plans to match unique wants, appealing costs.
Bank cards
UOB features a range of charge cards catering to distinct lifestyles and shelling out behaviors:
Benefits Cards: Receive factors on just about every purchase which may be redeemed for items or vacation miles.
Cashback Playing cards: Get income rebates on each day paying for instance groceries and dining out.
Journey Cards: Exclusive Advantages like air miles accumulation and journey insurance coverage.
Financial investment Companies
For people interested in increasing their wealth as a result of investments:
Unit Trusts * Diversified portfolio managed by professionals. * Well suited for extensive-expression expansion targets.
Structured Deposits * Brings together the features of standard deposits with financial investment goods. * Potentially larger returns but with a few hazard concerned.
Insurance policy Items
To protect oneself and your here family versus unforeseen events:
Life Insurance coverage * Offers financial protection in the event of Loss of life or critical ailment. * May also function a price savings Device depending on the policy preferred.
Health and fitness Coverage * Handles professional medical fees like hospitalization expenses. * Essential for mitigating superior healthcare expenditures.
Electronic Banking Solutions
Advantage at your fingertips via electronic platforms:
World-wide-web Banking
Lets you manage your finances on line:
Watch account balances and transaction history
Transfer funds among accounts or fork out expenditures
Submit an application for new goods (loans/bank cards)
Cell Banking
Banking on-the-go by means of cellular apps:
Fast balance checks
Cell payment selections (QR code payments)
Notifications & alerts about account action
With these in depth offerings, UOB aims to provide individualized banking methods that cater precisely to unique necessities even though guaranteeing convenience and security in all transactions.